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Loan Interest Rate

W.E.F (30/05/2019)

Loan Type Rates
Personal Loan 11.00%
Loan / Overdraft against Stock & Book Debts 10.00 %
Housing Loan Construction / Purchase upto Rs. 25 Lakhs 08.50 %
Housing Loan Construction / Purchase above Rs. 25 Lakhs 9.50 %
Commercial Construction Loan 11.00 %
Loan & Overdraft against mortgage of immovable property only 11.50 %
Vehicle Loan (Two Wheeler) 10.00 %
Vehicle Loan (Four Wheelers) 08.50 %
Commercial Vehicle Loan 09.50 %
Refinance of Vehicle 10.50 %
Purchase of Machinery & Equipment new (Subject to 100% Collateral Security for loan above Rs. 5 Lakhs.) 10.00 %
Loan Against Consumer Durable 10.00 %
Pledge of NSC, LIC, or any other government security 09.00 %
Gold Loan (In case of early repayment, actual or one month's Interest whichever is more shall be payable) 11.00 % + 1.00% INSURANCE
Education Loan (Upto 7.50 Lakhs) 09.00 %
Education Loan (Above 7.50 Lakhs) 09.50 %
Cheque purchase (allowed against Govt. Cheques, Semi. Govt. Cheques, Public Ltd. Companies & Demand Drafts). 12.00 % (SUBJECT TO MIN.RS 25/-)